"I enjoy visiting MCFCU.  The staff really know how to help me."

Our Mission Muskegon Co-op Federal Credit Union is a member owned credit union dedicated to providing an array of constant quality financial products and services that exceed members' expectations. Membership You are eligible to become a member if you live or work in Muskegon, Ottawa, Oceana or Newaygo County.  In addition, you are eligible if you have an Immediate Family Member* or Household Member** that is currently a member.   To verify eligibility, please contact us at 231-726-4871 or visit our Peck Street or Laketon Avenue office.  *For membership purposes, “immediate family member” is defined as spouse, child, sibling, parent, grandparent, or grandchild. This definition also includes “step” and adoptive relationships. **For membership purposes, “household” is defined as persons living in the same residence maintaining a single economic unit. In other words, cohabitants. Community Service Muskegon Co-op Federal Credit Union has been in business since 1949 and the staff, board members, and members are committed to supporting the community.  Following are some of the local organizations and causes that we have supported: Adopt-A-Family program Adopted a Nursing Home American Red Cross Black History Month Cystic Fibrosis Foundation Every Woman's Place Junior Achievement Hurricane Victims Love Inc. March of Dimes Muscular Dystrophy Toys for Tots United Way Volunteer Muskegon Muskegon Co-op FCU History Credit Unions are non-profit financial institutions, owned and operated by their members. We have a democratic structure with a voluntary Board of Directors that is elected by our members. Muskegon Co-op Federal Credit Union was chartered in 1949.  Started as a co-operative credit union with a sponsoring Co-op food store.  Credit union membership was open to members of the Co-op store who lived or worked in Muskegon, Oceana, Ottawa and Newaygo counties.  As time passed, Co-Optical Service became the main sponsor base and anyone that lived or worked in Muskegon, Oceana, Ottawa, or Newaygo counties could join.  Members of the Credit Union are also members of Muskegon Co-operative Services, Inc.  In 2008 Muskegon Co-operative Services, Inc. formed a partnership with Sweetwater Local Foods Market.  Through this partnership members receive benefits when they shop at the market, such as, 10% off all food purchases on 4 select Muskegon Co-op market days throughout the year.  Simply show your Muskegon Co-op FCU membership card.  For more information about the Sweetwater Local Foods Market, visit their website: www.sweetwaterlocalfoodsmarket.org Hours and Locations (Effective January 8, 2010) ADMINISTRATIVE OFFICE LAKETON BRANCH         1051 Peck Street Muskegon, MI 49440-0569 Phone:  231-726-4871 Fax:     231-722-2628 Lobby Hours Monday-Friday 9:30-5:00                                               Drive Thru Hours Mon-Tues-Thur 8:30 - 5:00 Wednesday 9:30 - 5:00 Friday 8:30 - 5:30 Saturday 9:00 - Noon   1920 E. Laketon Avenue Muskegon, MI 49442-6198 Phone: 231-773-4244 Fax: 231-773-4450 Lobby Hours   Monday- Friday 9:30-5:00                                              Drive Thru Hours Mon-Tues -Thur 8:30 - 5:00 Wednesday 9:30 - 5:00 Friday 8:30 - 5:30   Saturday 9:00 - Noon  Additional Locations through Xtend Shared Branch - Members of Muskegon Co-op also have access to their accounts at over 100 additional credit union locations for free. They can visit any of these credit unions and make withdrawals, deposits, loan payments, transfers, and balance inquiries. Just look for the Xtend CU Shared Branch logo shown below. Click on the logo for a list of participating credit unions. Career Opportunities Would you like to join our team!  We do not have any job openings at this time, but you are welcome to send us your resume. Please check back periodically. Financial Information As of August, 2009 Total Assets $35,337,820             Total Loans $24,188,747 Number of Members 7795 Return on Assets .97% Capital to Assets Ratio 11.62 MUSKEGON CO-OP FEDERAL CREDIT UNION WILL BE CLOSED FOR THE FOLLOWING HOLIDAYS OF 2010  April 2, 2010 Closing at Noon  Good Friday  May 31, 2010 Closed    Memorial Day  July 5, 2010 Closed   Independence Day observed  September 6, 2010 Closed   Labor Day  November 25, 2010 Closed   Thanksgiving Day   November 26, 2010 Closed   Day After Thanksgiving  December 24, 2010 Closed   Christmas Eve  December 25, 2010 Closed   Christmas Day  December 31, 2010 Closing at Noon  New Year's Eve  January 1, 2011 Closed   New Year's Day               Board of Directors Pictured above left to right: Shawn Davis, Bruce Noffsinger, John Lester, Owen Daniels, Gil Vanas, Lois Sattory, John Rupert, James Lewis The members of our Board of Directors work diligently to bring you the best products and services.  They strive to keep the Muskegon Co-op Federal Credit Union on the cutting edge of technology while not sacrificing your Financial Security. Are you currently a Muskegon Co-op Federal Credit Union member and would you be interested in learning more about serving as a Board of Director? If so, contact us for more information. The following volunteers are serving you at Muskegon Co-op Federal Credit Union!  Thank them for their hard work the next time you see them. John Lester, Chairman, Bruce Noffsinger, Shawn Davis, Lois Sattory, Owen Daniels, Gil Vanas, and James Lewis.